Defining Wealth Management
For our team, true wealth management requires an advisor to go well beyond providing guidance on client investments. While we are students of and passionate about the markets, we feel Advanced Planning and Relationship Management are vital to the long term success of any client plan.
Advanced Planning encompasses Cash Flow Planning, Wealth Transfer, Risk Mitigation, Charitable Giving and much more.
Relationship Management is how clients can utilize the professionals within our team, our Baird partners and professionals from the broader community. We maintain relationships with outside advisors (Attorney, Accountants, Mortgage Advisors, Bankers, etc...) that we know and trust so that client needs can be resolved quickly and efficiently.
Wealth Management Process
Our formal Wealth Management Process begins with what we call a 'Discovery Meeting.' That meeting is around 90 minutes and is focused on what makes your situation unique, your primary concerns and goals as well as uncovering how we can impact your situation.
Unsure if a 'Discovery Meeting' is right for you? Let's schedule a time to meet for coffee or talk in more detail during a 'Private Briefing.' This is your chance to learn a little more about us and for us to learn a bit more about you. Most Private Briefings are 15-30 minutes in length and helps uncover if it makes sense to move forward in the formal Wealth Management process.
A reliable and up to date financial plan is the basis for many of our decisions and investment recommendations. Our planning tool allows us to incorporate assets held in employer retirement plans (401(k), 403(b), etc...), bank deposit accounts, pensions, business interests, investment accounts, real estate, rental income and Social Security.
Frequently we encounter client concerns that include: Ownership in a Private Business, Concentrated Stock Positions, Stock Options, Life Insurance, Health Care Expenses and Estate Taxes. Each of these can be addressed and discusses through a holistic financial planning process.