Legacy is Putting Your Stamp on the Future.
We've been hired by many male spouses because the he wants to make sure that his wife is going to have advisor's that will respect her, listen to her and really do
the right thing for her. Many women also engage our team to help them approach their spouses about money topics and start planning as a couple.
Mary Howard, CIMA®, CRPC®, CDFA®
A Wealth of Experience: Mary started her financial services career in 1991 and is the Senior Financial Advisor on our team. Her primary responsibility is serving both our new and longtime clients that have more complex wealth management needs and for those that usually have a net worth over $1Million. Mary enjoys helping successful, educated, positive, outgoing and faith based people. Most of the folks we help are successful couples, widows, divorcees, medical professionals, executives, and those with an entrepreneurial spirit.
Over the last 29 years Mary has developed a niche and passion in advising women when the unthinkable thing happens and these amazing ladies find themselves "suddenly single" due to a death or divorce. After three decades of working with many different situations of newly single women, Mary has developed a passion for helping them put the financial pieces back together so these ladies can regain some form of normality in their lives when they do not believe it is even possible. She will walk alongside them in their time of despair and make the multitude of financial challenges understandable, manageable and achievable. Mary has redefined investing and planning for women, by women.
- From 2011 through 2017 Mary qualified for the Barron's Winner's Circle-Top Women Advisors Summit.
- Was awarded the "Business Achievement Award" through EmBe's Tribute to women in 2017.
- Certified Divorce Financial Analyst (CDFA) from the Institute for Divorce Financial Analysts, 2014
- Chartered Retirement Planning Counselor (CRPC) from the College of Financial Planning, 2010
- Certified Investment Management Analyst (CIMA), from the Wharton School of Business, 1999
- Bachelor of Science in Physics and a Minor in Military Science from South Dakota State University (SDSU) in 1984
- Commissioned as an Officer in the Unites Stated Army- Air Defense Artillery in 1984 and served for ten years. She later served as a Military Intelligence Counter Intelligence Officer and attained the rank of Captain.
- Qualified US Army Airborne parachutist in 1985.
- Board Member South Dakota Investment Council, 2019 to present
- Board Member Children's Home Society Foundation, 2019 to present
- Board Member New Haven Ministries, 2019 to present
- Past Chairman of the SDSU Foundation Board of Governors Board, 2017- 2018 *Served on the Board of Governors for 8 years
- Council of Trustees for the SDSU Foundation, 2008 to present
Fun Facts About Mary:
*Paratrooper/Airborne qualified as a US Army Captain.
*Mary shares a birthday (April 26th) with her son Max.
Next Generation: Megan leads our advanced financial planning services, confident women's events and client management services. She brings value to our clients and community by being an educator, resource, and colleague. Previous to Baird, she spent years in the banking and cosmetology industries. While completing her bachelor's degree, she transitioned to banking and was promoted to the title of lead customer representative and personal banker for a regional bank in Sioux Falls. Megan grew up with two hard working entrepreneur parents and has been instilled with hard work and a relationship based mentality. Being an oldest child of two successful Army officers she grew up with certain traits that help her and her business grow and succeed.
"Being a young woman in a leadership role for our business, company and community is one of the biggest accomplishments. My gift and purpose is helping support women, grow, learn and thrive. Being a part of helping women is one of the biggest blessing's I get to be grateful for."- MKH
She completed her Bachelors of Science- Entrepreneurial Studies degree from South Dakota State University in 2015 and has completed her Certified Financial Planning Course through Pepperdine University in 2018. In 2020 Megan seeks to obtain her Chartered Financial Consultant (ChFC®) designation as well as obtaining her Series 9- General Securities Sales Supervisor Options designation & Series 10 License- General Securities Sales Supervisor. Megan is a graduate of 2019 Leadership Sioux Falls which is a rigorous program that limited participants are accepted. Current licenses held: Series 7, Series 66, Life and Health Insurance. She also still holds her licensed as a Cosmetologist- State of South Dakota.
She enjoys her free time with numerous outdoor activities including gardening, DIY projects around her home, golfing and spending her time with loved ones. She has a lust for travel and took herself on a two week trip to England, Scotland and Ireland for her 30th birthday in 2019. Megan gives back by serving on the Call To Freedom Breakfast Committee, mentor at Tallgrass Recovery Center as well as the pastoral staff of The River of Life Church in Canton, SD. Past participation includes Feeding South Dakota, Sioux Falls Food Pantry, and Big Brothers/Big Sisters Program. She is a past board member of the Sioux Falls Empire Stater's, Sioux Valley Optimists and Leadercast Sioux Falls.
Fun Facts About Megan:
*Megan enjoys her free time riding her Softail Slim HD Motorcycle.
*She has two tabby cat's named Oliver & Ali.
*As a military child she moved 10 places before turning 10.
Tyler T. Osterloo
Tyler recently joined Baird’s Sioux Falls branch in 2018, contributing to their many years of experience. Tyler specializes in client service and loves getting to know clients. His attention to detail and thorough work ethic ensure that client’s needs are not only met, but exceeded.
Tyler graduated from the University of South Dakota in 2014, where he earned his Bachelor’s Degree in Finance. Previous to joining Baird Tyler held multiple positions in the financial industry including lead teller at CorTrust and sales specialist in student loans at Wells Fargo.
Tyler resides in Sioux Falls where he has lived for the past 10 years. He makes a point to be involved in the community by volunteering at the South Dakota backpack program where he helps supply food to the underprivileged youth. When he has free time he loves to play volleyball, basketball, and spend time with his two cats; Gurl and Socks.