The Klos Davies Group Services

 Our Services Image.jpg

 

What You Need is What We Do 

Every client’s financial goals, situation and personal investment preferences are unique. As your Financial Advisor, our most important job is to truly understand who you are and what you want your assets to accomplish for you. Baird provides access to a broad pool of research, resources and planning expertise from which we can draw when designing customized solutions based on our knowledge of your specific needs in these areas.

Investment Management

  • Portfolio and asset management
  • Asset Allocation
  • Comprehensive advisory solutions
  • Brokerage services and accounts (Mutual Funds, Stocks and Bonds)
  • Stockbroker
  • Investment Advisor Representative
  • Tax-advantaged investing – Municipal Bonds
  • Alternative investments
  • Other investing ideas
  • Cash management

Retirement Income Planning

  • Individual Retirement Accounts
  • Roth IRA’s
  • Traditional IRA’s – potentially deductible IRA’s
  • IRA rollover specialists – retiring or changing jobs
  • Company sponsored retirement plan distributions
  • Retirement savings strategies
  • 401k rollover or IRA rollover decisions and opportunities
  • Required Minimum Distributions (RMDs) from retirement plans
  • Roth IRA conversions
  • Consolidate retirement accounts and assets
  • In-service withdrawals
  • Wisconsin state retirement system pension plan
  • Pension plan distribution options
  • Lump sum distribution vs. monthly pension payment decisions

Comprehensive Financial Planning and Estate Planning

  • Retirement and education planning
  • Tax planning
  • Wealth transfer
  • Charitable giving and donations

Education Planning and College Saving

  • 529 College Savings Plans
  • Coverdell Education Savings Accounts (ESA)
  • Wisconsin (WI) Tomorrow’s Scholar and Edvest 529 College Savings Plan
  • 529 Gifting and Accelerated Gifting and Contributions to 529 Plans
  • Using a Roth IRA to pay for college costs

Risk and Liability Management 

  • Income protection strategies
  • Insurance
  • Lending services
  • Fixed and Variable Annuities
  • Long-term care insurance

Business Retirement Plans

  • Establish or set up a business retirement plan
  • Qualified Plan creation and set up
  • Defined Contribution and Defined Benefit Plans
  • SIMPLE IRA Plan – Savings Incentive Match for Employees (SIMPLE)
  • SEP IRA Plan – Simplified Employee Pension (SEP)
  • 401(k) Plans
  • Safe Harbor 401(k) retirement plans
  • Individual 401k plans
  • Profit Sharing Plans
  • New Comparability Plan Designs
  • Roth 401k retirement plans
  • Individual Roth 401(k) plans
  • 403(b) Plans
  • 457(b) Plans
  • Cash Balance Pension Plans

Financial and Estate Planning

  • Retirement and education planning
  • Tax planning
  • Wealth transfer
  • Charitable giving

Investment Management

  • Portfolio and asset management
  • Asset Allocation
  • Comprehensive advisory solutions
  • Brokerage services and accounts (Mutual Funds, Stocks and Bonds)
  • Stockbroker
  • Investment Advisor Representative
  • Tax-advantaged investing – Municipal Bonds
  • Alternative investments
  • Other investing ideas
  • Cash management

Risk and Liability Management

  • Income protection strategies
  • UITs
  • Lending services

BAIRD HIGHLIGHTS